If you tried to do Loan Modification on your mortgage ( primary residence) and your bank declined it because you do  not make enough money ( or any other reason) you may still avoid foreclosure and actually get money from your bank to move. There is new government program ( HAFA)  that took effect on April 05, 2010 and expires in 2012.....It controls banks that signed agreement with government and it helps you ( and as your agent - me, ha, ha) in short sale negotiations. 

To find out if your bank is part of this program follow the link....

www.makinghomeaffordable.com/contact_servicer.html

To find out more about qualifying got to...........

www.hmpadmin.com/portal/programs/foreclosure_alternatives.html

Call me at 772-485-4188 or e-mail me at annachroscicki@bellsouth.net with any questions.  

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